Themis Disclaimer

Welcome to the website of Themis Enterprises ("Themis", "we", "our", or "us").

Themis is an international strategic advisory, governance, business infrastructure, technology, regulatory, compliance, risk management, payment ecosystem, digital transformation, operational excellence, and business support organisation that provides professional advisory and consulting services to businesses operating across multiple industries and jurisdictions.

By accessing or using this Website, you acknowledge that you have read, understood and agreed to be bound by this Disclaimer together with any applicable Terms of Use, Privacy Policy and any other legal notices published on this Website.

If you do not agree with these terms, you should discontinue use of this Website immediately.

The content published on this Website has been prepared solely for general informational and educational purposes.

Although reasonable care has been taken in preparing the information contained on this Website, Themis makes no representation, warranty or guarantee, whether express, implied or statutory, regarding:

• the completeness of the information;
• the accuracy of the information;
• the reliability of the information;
• the suitability of the information;
• the availability of the information;
• the currency of the information;
• the legality of the information within every jurisdiction;
• or its applicability to any specific person, transaction, organisation or regulatory framework.

The information on this Website should never be relied upon as the sole basis for making legal, commercial, financial, regulatory, operational, technological or investment decisions.

Nothing contained on this Website constitutes, or should be interpreted as constituting:

• legal advice;
• financial advice;
• investment advice;
• tax advice;
• accounting advice;
• audit advice;
• regulatory advice;
• compliance advice;
• licensing advice;
• fiduciary advice;
• payment advice;
• banking advice;
• trust administration advice;
• insolvency advice;
• cybersecurity advice;
• corporate governance advice;
• operational advice; or
• any other regulated professional advice.

Every organisation operates within its own unique commercial, contractual, regulatory and jurisdictional environment.

Users should obtain independent professional advice before acting upon any information contained on this Website.

Your use of this Website does not establish:

• an attorney-client relationship;
• consultant-client relationship;
• advisory relationship;
• fiduciary relationship;
• agency relationship;
• partnership;
• joint venture;
• employment relationship;
• contractual relationship;
• mandate;
• retainer;
• or any legally binding obligation between you and Themis.

No engagement shall exist until:

• appropriate due diligence has been completed;
• conflict assessments have been performed where applicable;
• any required regulatory approvals have been obtained;
• and a formal written agreement has been executed by authorised representatives of both parties.

Themis may provide services to organisations operating across multiple jurisdictions.

However, the availability, scope, legality and regulatory status of our services may differ between countries depending upon:

• applicable legislation;
• financial services regulation;
• licensing requirements;
• sanctions;
• export controls;
• anti-money laundering legislation;
• data protection legislation;
• consumer protection legislation;
• payment regulations;
• tax legislation;
• professional licensing requirements; and
• other applicable laws.

Nothing on this Website shall be interpreted as an offer to provide services in any jurisdiction where doing so would be unlawful or require regulatory approval not yet obtained.

Users remain solely responsible for ensuring compliance with the laws applicable to their own jurisdiction.

Certain services offered by Themis or its affiliated entities may be subject to regulation by governmental authorities, financial regulators or professional bodies.

Unless expressly stated in writing for a specific engagement, nothing contained on this Website should be interpreted as representing that:

• Themis holds every licence required in every jurisdiction;
• any service is regulated in every country;
• any service falls within a regulated financial activity;
• regulatory approval has been obtained for every jurisdiction; or
• clients are exempt from their own regulatory obligations.

Where regulatory approvals are required, such approvals shall be governed exclusively by the laws applicable within the relevant jurisdiction.

Business, financial, operational and regulatory outcomes are affected by numerous factors beyond our control.

Accordingly, Themis makes no guarantee regarding:

• commercial success;
• regulatory approvals;
• licensing approvals;
• investment returns;
• operational improvements;
• cost savings;
• technological implementation;
• payment processing capability;
• banking relationships;
• funding;
• profitability;
• business growth;
• organisational performance;
• strategic outcomes;
• litigation outcomes;
• tax outcomes;
• or any future result.

Past performance does not guarantee future results.

Every engagement carries inherent commercial and regulatory risk.

To the fullest extent permitted by applicable law, neither Themis, its holding companies, subsidiaries, affiliates, directors, officers, shareholders, consultants, employees, contractors, advisors, agents nor licensors shall be liable for any direct, indirect, incidental, consequential, exemplary, punitive or special damages arising out of or relating to:

• access to this Website;
• inability to access this Website;
• reliance upon Website content;
• business interruption;
• system failures;
• cyber incidents;
• network outages;
• malware;
• ransomware;
• data corruption;
• delays;
• inaccuracies;
• omission of information;
• regulatory action;
• commercial losses;
• reputational damage;
• contractual losses;
• loss of opportunity;
• loss of goodwill;
• loss of anticipated profits;
• loss of revenue;
• loss of business;
• loss of clients;
• or any indirect economic loss,

whether arising in contract, delict (tort), negligence, strict liability, equity or otherwise, even where Themis has been advised of the possibility of such damages.

This Website may reference or integrate with third-party organisations, payment providers, technology vendors, cloud platforms, regulators, financial institutions, software providers, blockchain infrastructure providers, digital asset custodians, artificial intelligence systems or other service providers.

Such references are provided solely for convenience and informational purposes.

Unless expressly stated otherwise:

• no endorsement is intended;
• no partnership is implied;
• no representation is made regarding third-party services;
• and Themis accepts no responsibility for the security, legality, performance, availability or accuracy of third-party products or services.

Users engage with third-party providers entirely at their own risk.

Unless expressly stated otherwise, all content contained on this Website is the exclusive intellectual property of Themis or its licensors.

This includes, without limitation:

• trademarks;
• logos;
• branding;
• software;
• source code;
• databases;
• graphics;
• icons;
• documents;
• reports;
• methodologies;
• frameworks;
• advisory models;
• governance models;
• payment models;
• compliance methodologies;
• AI models;
• operational processes;
• workflow diagrams;
• business systems;
• templates;
• publications;
• written material;
• audiovisual content;
• proprietary technologies;
• and all associated intellectual property rights.

No content may be copied, reproduced, adapted, reverse engineered, distributed, translated, commercialised, licensed or exploited without prior written consent.

The Themis Growth Journey™, together with any related frameworks, governance models, implementation methodologies, strategic roadmaps, assessment tools, scoring systems, operational models, AI-enabled processes, business architecture, software workflows and consulting methodologies, constitute proprietary intellectual property belonging exclusively to Themis.

Unauthorised use is strictly prohibited.

While commercially reasonable cybersecurity measures are implemented, no website, cloud platform or electronic communication system can be guaranteed to be completely secure.

Themis does not warrant that:

• this Website is free from malware;
• the Website will operate without interruption;
• servers are immune from cyberattack;
• communications cannot be intercepted;
• files are free from malicious code;
• or that unauthorised access will never occur.

Users remain responsible for maintaining appropriate cybersecurity controls on their own systems.

Transmission of information through this Website, contact forms or standard electronic mail does not create confidentiality obligations.

Users should not transmit confidential, privileged, regulated or commercially sensitive information unless appropriate contractual confidentiality arrangements have first been established.

Themis is committed to protecting personal information in accordance with applicable privacy and data protection laws in the jurisdictions in which it operates.

The collection, use, storage, transfer and processing of personal information shall be governed by our Privacy Policy and applicable legal requirements, including cross-border data transfer obligations where relevant.

This Disclaimer shall be interpreted in accordance with the laws expressly agreed between the parties in any applicable engagement.

In the absence of such agreement, disputes arising from use of this Website shall be determined under the laws and courts having appropriate jurisdiction based on the relevant facts, parties and applicable conflict-of-law principles.

Nothing contained in this Disclaimer limits the application of any mandatory laws or regulations that cannot lawfully be excluded.

Themis reserves the right to amend, modify or replace this Disclaimer at any time without prior notice.

Continued use of the Website following publication of amendments constitutes acceptance of the revised Disclaimer.

For legal enquiries regarding this Website, our services, or this Disclaimer, please contact:

Themis Enterprises

Email: info@themis.enterprises